Our Story

Empowering Entrepreneurs Since 2019

We started Elevate Capital because we watched too many great businesses fail not from lack of potential, but from lack of access to capital at the right moment. We built the funding company we wished existed.

$2.1B+

Total Capital Deployed

5,200+

Businesses Funded

50

States Covered

180+

Team Members

24 hrs

Average Funding Time

A+

BBB Rating

Our Mission

Capital Shouldn't Be a Barrier to Growth

Traditional lenders are built for yesterday's economy. Long applications, weeks of waiting, and rigid requirements designed for Fortune 500s — not the restaurant owner who needs $80,000 to open a second location, or the contractor who needs equipment to land a $2M job.

We built Elevate Capital to change that. We look at your business holistically — revenue, trajectory, industry, and character — not just a three-digit credit score. We make fast, fair decisions and fund businesses that deserve to grow.

Same-day decisions
Scores as low as 550
No prepayment penalty
Dedicated advisor
Funding by Industry
Restaurants & Food Service$384M
Construction & Trades$312M
Retail & E-Commerce$248M
Healthcare & Wellness$187M
Professional Services$143M

Based on 2024 funding data

Our Values

What We Stand For

Speed Without Compromise

We move fast because your opportunity won't wait. We've engineered every step of our process to get you funded in hours, not weeks.

Radical Transparency

No hidden fees, no surprises. Every term is explained clearly before you sign. You know exactly what you're getting and what it costs.

Entrepreneurs First

We're built for business owners, not banks. Our products, our team, and our processes are all designed around your needs.

Integrity in Every Deal

We only approve funding we genuinely believe will help your business succeed. If it's not the right fit, we'll tell you.

Our Journey

Built to Last

2019

Founded in New York with a mission to democratize business funding

2020

Funded 500+ businesses through the pandemic — when banks said no, we said yes

2021

Crossed $500M in total funding deployed; launched Line of Credit product

2022

Expanded to 50 states; launched Equipment Financing vertical

2023

Achieved A+ BBB rating; 4.9/5 average customer rating across 1,500+ reviews

2024

Crossed $2B total funded; expanded team to 180+ funding specialists

2026

Serving 5,200+ businesses nationwide with same-day decisions

Leadership

Fintech Veterans, Entrepreneur Advocates

Our team brings together decades of experience from top banks, fintech companies, and lending institutions — all united by a passion for helping businesses grow.

MW

Marcus Webb

Co-Founder & CEO

Former Goldman Sachs VP, 15 years in commercial lending

PS

Priya Sharma

Co-Founder & CTO

Ex-Stripe engineer, fintech infrastructure pioneer

DC

David Chen

Chief Credit Officer

20 years underwriting, former SVP at Wells Fargo Commercial

SR

Sofia Reyes

Chief Customer Officer

Built customer success teams at Kabbage and OnDeck

JO

James Okafor

Head of Partnerships

Former ISO director with $800M annual volume

RK

Rachel Kim

General Counsel

Specialized in fintech regulation and consumer lending law

Awards & Recognition

Inc. 5000 Fastest Growing Company 2023
A+ BBB Accredited Business
Forbes Fintech 50 — 2024
Best Alternative Lender — Trustpilot
National Small Business Award — 2025

Ready to Work with Us?

Apply in 5 minutes. Get a decision in hours. Get funded in 24 hours.